ExpressBasics: 5 Google Pay tips that make transactions easier

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Google Pay and other payment apps are some of the most useful tools you can carry on your smartphone right now. Helping you make digital payments, Google Pay also makes it easy to keep a record of transactions, split bills and more. You also don’t have to worry about the switch when using Google Pay to make payments.

However, if you want to learn more about the advanced things you can do with the app, here are five such tips to check out.

Add a second bank account

You can add multiple bank accounts to Google Pay. These can be your own bank accounts or those of your spouse, family members, friends, etc. Adding multiple accounts here offers some benefits, including checking the balance of both accounts directly from the app and transferring money between accounts.

To do this, simply go to the homepage and click on your profile icon at the top right. Under your profile page, find the “Bank account” option and choose “Add bank account” from it. You can then select a bank and proceed to activate it through a few security steps to add it successfully.

You can switch between accounts by going to Profile/Bank Accounts again, choosing the account you want to use and tapping “Set as Main Account”.

Check the balance of all accounts

You can easily check the balance of multiple bank accounts, directly from the Google Pay app. You will no longer need to visit individual banking apps to check the balance of each account.

To do this, go to the Google Pay home page, navigate to “Bank Accounts” and you will see the accounts you have linked to Google Pay. Select one of them and in the next page choose check balance. You will need to enter your UPI PIN and then you can easily see your bank balance for this account.

Generate QR code

Many know that you can scan a QR code to send money from the corresponding account using Google Pay, but did you know that you can generate a QR code for yourself?

This makes it much easier for someone else to send you money, allowing them to simply scan your phone rather than manually entering your phone number or UPI ID.

To do this, simply swipe right from the main Google Pay page to access the scan screen. Instead of scanning a code, click the QR code icon in the top right to generate your own QR code.

Now you can let anyone scan this QR to send you money. You can even take a screenshot and send it to anyone so they can send you money remotely.

send you money

If you use multiple bank accounts, you can even use Google Pay to send money between accounts. It’s much easier than using bank-specific apps or any other way to transfer money between your two accounts.

To send money to yourself, simply go to the main Google Pay page and search for ‘Auto Transfer’. Here you will find two sections. Select the account to transfer from and the one to transfer to. You will then be asked to enter the desired amount and then your UPI PIN, after which your money will be transferred.

Split invoices

You can use Google Pay to share large bills with your friends. The feature eliminates manually opening your calculator app to see how much each friend owes, then having one person pay the main bill, while receiving equal amounts from other members.

To do this, open the main Google Pay page and press the “New payment” button below. In the next screen, look for the “New group” option and click on it.

You can now select people from your contacts and they will be added to a new group, for which you can create a name.

Once the group is created, you will see a “Split an expense” button at the bottom of it. Tap it and enter an amount to be shared between members.

After entering an amount to be split between members, you can either split the amount evenly or enter a custom amount that a certain user should pay. You can also uncheck someone in the group if that member doesn’t need to pay for the particular expense.

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